You have all heard what a competitive real estate market we have today. Interest rates are at historic lows while available “For-Sale-Inventory” is at historic lows.
Buyers are out in droves competing with each other to purchase homes. Many listed homes have 10, 15 or more offers at one time. Unless you are a cash buyer with proven assets, or are prequalified for a purchase mortgage in the price range, you will not be competitive. So, get prequalified for a mortgage!
Wally de la Rosa of Money.com sent me this link to a review they put together of some of the top residential mortgage lenders. It’s a pretty good resource for lenders, products, and pricing. https://money.com/best-mortgage-lenders/